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UPI Banking
How it works

From registration to your first UPI payment

Four steps. No relocation, no new checkout, no change to how your customers already pay.

Get Started

Merchant setup

Illustrative

Setup in progress

0%
  1. RegisterIn progress
  2. Get ConnectedWaiting
  3. Add UPIWaiting
  4. Accept PaymentsWaiting

The four steps

Each step has a clear owner: you supply the business details, we confirm eligibility and issue what you need to integrate.

  1. 01

    Register

    Complete the initial merchant registration.

    Tell us about your business and how your customers pay today. Registration is a $100 one-time fee.

  2. 02

    Get Connected

    Complete onboarding and receive your integration information.

    We confirm eligibility, complete onboarding, and issue the integration details for your merchant account.

  3. 03

    Add UPI

    Integrate UPI payment acceptance into your checkout.

    Add UPI alongside the payment methods you already offer. Your existing checkout stays where it is.

  4. 04

    Accept Payments

    Customers pay with UPI while you operate internationally.

    Your customers complete payment in the UPI app they already use, and your business keeps operating where it is.

At payment time

What actually happens when a customer pays

The customer stays in the payment app they already trust. You stay in the checkout you already run.

  1. The customer reaches your checkout and selects UPI.

  2. They approve the payment in their own UPI app.

  3. UPI Banking handles UPI acceptance for your merchant account.

  4. Your order flow continues as normal, and settlement follows your merchant arrangement.

Settlement currency, method and timing form part of your merchant arrangement and are confirmed during onboarding. We do not publish a settlement schedule that may not apply to your account.

Payment flow

One checkout, UPI end to end

Illustrative

  1. Customer

    Chooses UPI at your checkout

  2. UPI

    Approves the payment in their own app

  3. UPI Banking

    Handles UPI acceptance for your account

  4. Your business

    Operating outside India

Merchant location

Outside India

Payment method

UPI

Registration

$100 one-time

Before you apply

What to have ready

Having these to hand keeps onboarding short.

  • Your business details

    Legal business name, where the business operates from, and what you sell.

  • Your website or product

    A link to the checkout or product your customers pay through.

  • How you expect to use UPI

    A rough idea of volume and the customers you want to accept UPI from.

  • A technical contact

    Whoever will add the UPI option to your checkout once onboarding is complete.

What we never ask for

Do not send passwords, card numbers, bank credentials or identity documents through the website forms. If a document is genuinely required, it is requested through a secure channel during onboarding - never by email reply to a marketing form.

Ready to register?

Start the merchant application and we will confirm what applies to your business.

Get StartedTalk to us

$100 one-time registration. Most merchants pay no transaction fees. Where a fee does apply, it depends on the merchant arrangement.