Accept UPI payments from anywhere.
Your customers pay with UPI. Your business does not have to be located in India. UPI Banking gives eligible international merchants a way to accept UPI at their own checkout.
Payment flow
One checkout, UPI end to end
Customer
Chooses UPI at your checkout
UPI
Approves the payment in their own app
UPI Banking
Handles UPI acceptance for your account
Your business
Operating outside India
Merchant location
Outside India
Payment method
UPI
Registration
$100 one-time
Your business can be anywhere.
Your customers can still pay with UPI.
UPI Banking is built for merchants whose customers pay with UPI but whose own operations sit outside India.
Your business can be anywhere
Eligible international merchants can register without relocating the business or restructuring how it operates.
Your customers keep paying with UPI
Customers approve the payment in the UPI app they already use - nothing new for them to install or learn.
One initial registration
A $100 one-time registration starts the process. Eligibility and onboarding requirements apply.
Availability depends on eligibility, onboarding checks and the customer’s payment environment. We confirm what applies to your business during onboarding rather than publishing a list of countries or banks that may not apply to you.
A UPI-first alternative to Stripe
Stripe is powerful, but payment-method availability varies by market and business. UPI Banking is designed for merchants whose customers want to pay with UPI - including businesses operating outside India.
A broad payment platform
Stripe is a general-purpose payments platform covering many payment methods, markets and products.
A UPI-first alternative
UPI Banking is built for one job: letting eligible international merchants accept UPI payments from their customers.
UPI Banking does not replace every Stripe product or capability. If UPI acceptance is the requirement your current provider cannot meet, that is the gap this service is built for.
What you get with UPI Banking
Built around one payment method
UPI acceptance is the product, not one option in a long list. Onboarding, support and integration are all shaped around it.
For merchants outside India
The service is designed for eligible international merchants whose customers want to pay with UPI.
One registration to start
A $100 one-time registration fee, stated up front. Most merchants pay no transaction fees. Where a fee does apply, it depends on the merchant arrangement.
Direct onboarding
You talk to the team handling your account. Eligibility, requirements and timelines are confirmed with you, not guessed from a help centre.
Positioned as an alternative for UPI payment acceptance - not as a like-for-like replacement for a full payments platform.
Four steps from registration to your first UPI payment
No relocation, no rebuild of your checkout. Register, onboard, add UPI, accept payments.
- 01
Register
Complete the initial merchant registration.
- 02
Get Connected
Complete onboarding and receive your integration information.
- 03
Add UPI
Integrate UPI payment acceptance into your checkout.
- 04
Accept Payments
Customers pay with UPI while you operate internationally.
What UPI Banking gives an international merchant
One payment method, taken seriously - from registration through to the payment your customer approves in their own app.
Global Merchant Access
Accept UPI while operating your business outside India.
UPI-Focused
Payment acceptance built around UPI, not bolted on beside it.
Simple Registration
Start with a one-time $100 registration.
International Checkout
Give customers the familiar UPI payment experience they expect.
Developer-Friendly
Integrate UPI payment acceptance into the checkout you already run.
One Onboarding
No additional registration requirement after the initial registration, subject to eligibility and applicable requirements.
Built for businesses selling to customers who pay with UPI
If your customers reach for UPI first, the payment method is the constraint - not your industry.
SaaS
Let customers pay for your product with the method they already use, without moving your company.
Ecommerce
Add UPI as a checkout option for shoppers who prefer it over cards.
Digital products
Sell downloads, licences and memberships to customers who pay by UPI.
Online services
Take payment for bookings, consultations and one-off services at the point of sale.
Agencies
Collect client payments without asking them to change how they pay.
Marketplaces
Offer UPI to the buyers on your platform alongside your existing methods.
International businesses
Reach customers who pay with UPI while your business stays where it is.
Growing merchants
Start with one registration and add UPI to the checkout you already run.
Payments your developers can actually work with.
UPI acceptance sits inside the checkout you already have. Your integration details are issued during onboarding, so your team works against real credentials for your account rather than a generic sandbox.
Fits the checkout you already run
UPI is added as a payment option in your existing flow. You keep your own storefront, cart and order system.
Built to connect a real API later
This site ships with a clean server-endpoint architecture so a published API can be wired in without rebuilding the front end.
No credentials in the browser
Secrets stay in server-side environment variables. Nothing sensitive is embedded in client-side code.
Illustrative API example
POST /payments { "amount": 1000, "currency": "INR", "method": "upi", "reference": "order_10482", "return_url": "https://yourstore.com/checkout/complete"}One registration fee, stated up front
$100 one-time registration. Most merchants pay no transaction fees. Where a fee does apply, it depends on the merchant arrangement.
What the fee covers
The one-time registration fee covers merchant registration and onboarding for UPI payment acceptance.
What happens after registration
According to the service offering, merchants do not have additional registration requirements after the initial registration, subject to eligibility and applicable requirements.
Transaction processing
Most merchants pay no transaction fees. Where a fee does apply, it depends on the merchant arrangement.
Refunds
Refund eligibility for the registration fee is set out in the Refund Policy. Please read it before registering.
Global UPI Registration
A single registration fee to start accepting UPI payments as an eligible international merchant.
- Initial merchant registration
- UPI payment acceptance setup
- International merchant onboarding
- Access to the UPI payment service
- No additional registration requirement after the initial registration, subject to eligibility and applicable requirements
Most merchants pay no transaction fees. Where a fee does apply, it depends on the merchant arrangement. Fees that apply to your account are confirmed during onboarding, before you start accepting payments.
Straight answers
The questions international merchants ask before they register.
UPI Banking is designed to allow eligible international merchants to accept UPI payments. Merchant eligibility and onboarding requirements may apply.
Start accepting UPI payments.
Register as an international merchant and add UPI to the checkout you already run.
$100 one-time registration. Most merchants pay no transaction fees. Where a fee does apply, it depends on the merchant arrangement.