Frequently asked questions

UPI Banking is designed to allow eligible international merchants to accept UPI payments. Merchant eligibility and onboarding requirements may apply.

Not necessarily. UPI Banking is designed for international merchants, subject to eligibility and onboarding requirements.

Your own obligations depend on where your business is established and how it operates, so treat this as product information rather than legal or tax advice.

Timelines depend on the information you supply and the checks that apply to your business. We confirm the expected timeline with you during onboarding rather than publishing a figure that may not apply to your case.

$100 one-time.

It is charged once, at the payment step immediately after you submit your application. Your application then goes to our team for review.

According to the service offering, merchants do not have additional registration requirements after the initial registration, subject to eligibility and applicable requirements.

Most merchants pay no transaction fees. Where a fee does apply, it depends on the merchant arrangement.

Fees applicable to your account are confirmed during onboarding, before you begin accepting payments.

Refund eligibility for the registration fee is set out in the Refund Policy. Please read it before registering.

Yes. UPI Banking can serve as an alternative payment solution to Stripe when the merchant's primary requirement is UPI payment acceptance. It is not necessarily a replacement for every Stripe product or capability.

Yes, where supported by the service and the customer's payment environment.

Recurring payment support is confirmed on a per-account basis during onboarding. We do not advertise capabilities that have not been confirmed for your account.

Settlement currency, method and timing form part of your merchant arrangement and are confirmed during onboarding.

No. "UPI Banking" is a brand name. The service described on this website is a payment service for accepting UPI payments - it is not a deposit-taking bank, and it does not offer bank accounts, credit or deposit products.

UPI Banking states that it holds the authorisation required to provide the payment service described on this website.

Details of the authorisation are published on this website only once they have been supplied and verified. Nothing on this site should be read as a representation about a specific regulator or licence unless that detail is explicitly stated.

Integration begins after registration and onboarding. Once your merchant account is set up you receive the integration details for your account, and you add UPI as a payment option in your existing checkout.

The technical integration details, including the exact endpoints and credentials, are provided during onboarding. Code examples shown on this website are illustrative and are marked as such.